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个人公积金贷款利率、每万元需付利息
（2002年2月21日起执行）
| 年份 |
月数 |
月利率(‰) |
年利率(%) |
月还款额 |
每万元本息总额 |
每万元需付总利息 |
| 1 |
12 |
3.000 |
3.600 |
到期一次还本付息 |
10360.00000 |
360.00000 |
| 2 |
24 |
3.000 |
3.600 |
432.47107 |
10379.30567 |
379.30567 |
| 3 |
36 |
3.000 |
3.600 |
293.46378 |
10564.69608 |
564.69608 |
| 4 |
48 |
3.000 |
3.600 |
224.00501 |
10752.24070 |
752.24070 |
| 5 |
60 |
3.000 |
3.600 |
182.36563 |
10941.93759 |
941.93759 |
| 6 |
72 |
3.375 |
4.050 |
156.67975 |
11280.94206 |
1280.94206 |
| 7 |
84 |
3.375 |
4.050 |
136.91834 |
11501.14053 |
1501.14053 |
| 8 |
96 |
3.375 |
4.050 |
122.12548 |
11724.04633 |
1724.04633 |
| 9 |
108 |
3.375 |
4.050 |
110.64493 |
11949.65282 |
1949.65282 |
| 10 |
120 |
3.375 |
4.050 |
101.48294 |
12177.95254 |
2177.95254 |
| 11 |
132 |
3.375 |
4.050 |
94.00710 |
12408.93715 |
2408.93715 |
| 12 |
144 |
3.375 |
4.050 |
87.79582 |
12642.59748 |
2642.59748 |
| 13 |
156 |
3.375 |
4.050 |
82.55720 |
12878.92354 |
2878.92354 |
| 14 |
168 |
3.375 |
4.050 |
78.08276 |
13117.90450 |
3117.90450 |
| 15 |
180 |
3.375 |
4.050 |
74.21960 |
13359.52875 |
3359.52875 |
| 16 |
192 |
3.375 |
4.050 |
70.85304 |
13603.78385 |
3603.78385 |
| 17 |
204 |
3.375 |
4.050 |
67.89538 |
13850.65662 |
3850.65662 |
| 18 |
216 |
3.375 |
4.050 |
65.27839 |
14100.13309 |
4100.13309 |
| 19 |
228 |
3.375 |
4.050 |
62.94824 |
14352.19853 |
4352.19853 |
| 20 |
240 |
3.375 |
4.050 |
60.86182 |
14606.83751 |
4606.83751 |
| 21 |
252 |
3.375 |
4.050 |
58.98426 |
14864.03387 |
4864.03387 |
| 22 |
264 |
3.375 |
4.050 |
57.28701 |
15123.77073 |
5123.77073 |
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